Asked by: Dawood Maleita
personal finance health insurance

Can I add my wife to my health insurance at any time?

Last Updated: 9th April, 2020

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When it comes to health insurance, marriage is aqualifying life event. This means you don't have to wait until openenrollment to add your new spouse to yourplan—you can do it within 30 days of your marriage.There are several advantages to being on the same plan as yourspouse.

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In this manner, how long does it take to add my wife to my insurance?

Enrollment Periods It is called a special enrollment period, and it beginson the date you get married and usually lasts 30 to 60 days. If youdon't enroll during this time, you'll have to wait for yourinsurance company's open enrollment period, which is anannual time period during which you can add yourspouse.

Subsequently, question is, can I add someone to my health insurance after open enrollment? Outside of open enrollment, you can stillenroll in a new plan if you have a qualifying event thattriggers your own special open enrollment (SEP) window.People with employer-sponsored health insurance are used toboth open enrollment windows and qualifyingevents.

In this regard, do I have to put my wife on my health insurance?

There is no lawrequiring that employees add their families (includingspouses) to employer-provided health insurance. Therefore,while you are married, he does not need to provideyou with insurance coverage.

Can I be on my spouse's health insurance?

Check with your spouse's HR department first.Some companies will only cover a spouse if they areunemployed or can't get health insurance throughtheir employer. Be careful, though. A 30-day deadline mayapply.

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