Asked by: Ruska Linke
personal finance credit cards

Can you cash a check at a different bank?

Last Updated: 14th January, 2020

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The bank or credit union where you haveyour checking account may allow you to cash a checkfrom another bank or credit union. If you deposit thecheck in your checking account, the funds will usually beavailable in one or two business days.

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Beside this, can you cash a check at any bank without an account?

Check cashing at the issuingbank If you don't have a bank account, thebank isn't obligated to cash a check for you.But many banks will cash checks written by thebank's account holders. To protect themselves from fraud,many banks have specific requirements before they willcash a check.

can you cash a check at any ATM? SomeATMs will allow you to deposit your check andimmediately withdraw those same funds in cash. However,there are generally limits on how much you can withdraw, ifit's allowed at all. ATMs with a check scanner aremore likely to allow access to the check fundsimmediately.

Then, what bank will cash any check?

Cashing a Check at the Check-IssuingBank Banks and credit unions often will cashgovernment, payroll, and other official checks along with personalchecks if the check-writer has an account at the sameinstitution. The check-issuing bank's logo typicallyis printed on the check.

Can I deposit a check at a different bank ATM?

Not all ATMs accept deposits, and evendeposit-enabled ATMs might not work with youraccount. Other banks: Typically, you cannot makedeposits to another bank's ATM. If you don't have anaccount at a given bank, you can often makewithdrawals (for an extra fee), but not makedeposits.

Related Question Answers

Hayk De Cabo

Professional

Can I cash check at different bank?

The bank or credit union might charge a fee ifyou don't have an account with them. The bank or creditunion where you have your checking account may allow you to casha check from another bank or credit union. However, itmight require you to first deposit the check into your ownaccount.

Jinsong Gleissenberg

Professional

Can someone else cash my check?

When a check is payable to you, you're the onlyperson who can do anything with it. If you don't want tocash a check yourself or depositing the checkis not an option, you might be able to sign the check overto somebody else. That person would then deposit into theiraccount or get cash.

Ivor Pamela

Professional

Can you cash a check online?

You can also cash a check online ormobile, either through your own bank (most banks allow youto deposit checks online, although the check proceedswon't be available until the next business day. Simply take apicture of the front and back of the check and download thecheck to the online payment service's mobileapp.

Melany Daschler

Explainer

Do you need an ID to cash a check at Walmart?

Walmart already accepts driver's licenses,military IDs and tribal IDs. Now customers can also usestate IDs and U.S. passports as identification for checkcashing.

Anuar Nyuren

Explainer

Can you cash a check with insufficient funds?

Can a Bank Cash a Check in an Account ThatHas Insufficient Funds? Generally, you can onlycash at check if the account the funds aredrawn from contains sufficient funds to cover the item.However, in some situations banks do cash checks despitenegative account balances.

Benet Linne

Explainer

How can I get money from a check?

Steps
  1. Bring a valid photo I.D. to any branch of your bank.
  2. Cash your check with your bank teller.
  3. Deposit the check, then withdraw cash from your account, ifnecessary.
  4. Deposit your check at one of your bank's ATMs.
  5. Use a mobile banking app to deposit the check.

Sheryl Tomberger

Pundit

Where can I cash my check for free?

When you cash a check, you get the cashimmediately.
  • The Issuing Bank or Credit Union.
  • Wal-Mart (or Grocery Store)
  • 7-Eleven.
  • Prepaid Debit Cards.
  • Check Cashing Store.

Ausra Wiegandt

Pundit

Does Western Union cash checks?

You can't directly have Western Union cash checksfor you, but some of the Western Union locations that offerthe company's services also offer check cashing. You canalso often cash either a check or money orderat a bank, check cashing store, grocery store or through asmartphone app.

Andry Montado

Pundit

What is the maximum amount you can cash a check for?

However, the Federal Reserve allows banks to put a holdon especially large checks and deposits. According to theRegulation CC, banks must make the first $200 of a checkavailable to customers by the next day, but are allowed areasonable amount of time to make the rest of the fundsavailable.

Anastasiya Wohlrab

Pundit

Does the name on a check matter?

No one checks your name. Legally, there is norequirement that a check have the name of the maker,as long as the bank can identify the account. In my experience,checks with “Phil” on them are accepted even though myID says “Philip”. If your name is misspelled,you're probably ok.

Odin Grodzensky

Pundit

Can you cash a check at an ATM without an account?

With the exception of Capital One, which has nocheck-cashing fee, pretty much every bank charges afee of anywhere from $4 to $10 to cash their ownchecks for a non-account holder. (It's important tonote that, at some banks, check cashing is free forchecks smaller than a certain amount, or for personalchecks.)

Elizbeth Mene

Teacher

Can you cash a check immediately?

Your bank should cash the check for freebecause you're a customer. However, it will takeseveral days for the check to clear, so you won'tknow right away if the check is going to bounce. Inmost cases, banks allow you to take up to $200immediately or within one business day, assumingnothing seems fishy.

Idella Quinn

Teacher

Can you cash a check at 711?

However, they purportedly will cash personalchecks, but keep in mind that they are probably verifyingfunds availability on any check you attempt to cash.You should also consider using the check cashingservice at Wal-Mart. Their fee is $3 for checks up to $1000,but they do not cash personalchecks.

Arantxazu Illescas

Teacher

Can I cash a check at an ATM Bank of America?

The available balance in your account is confirmed whenyou set up your ATM withdrawal in the Bank of AmericaMobile app, but no deduction is made to your account until youarrive at the ATM and we are able to confirm the availablefunds in your account at the time you pick up yourcash.

Miaomiao Wessjohann

Teacher

What do I need to cash a check at Walmart?

All you need to do is present yourendorsed check to the cashier at one of our checkout lanes,along with valid identification, and pay the required fee. there'sno need to register to cash checks with us or to haveeither a Walmart store credit card or WalmartMasterCard.

Hmidou Burdiel

Reviewer

Can you cash a check at an ATM Chase?

Generally, for most accounts, you may withdrawfunds the next business day after the business day youdeposit them whether at the ATM or at a teller. Youcan make check and cash deposits at virtually anyChase ATM 24 hours a day, 7 days a week. How secure isdepositing checks at Chase ATMs?

Vivienne Johenning

Reviewer

Can I deposit check in any branch?

Hi, You can deposit your SBI cheque inany of its branch if you have your account with SBI.In present scenario, all the banks have Core Banking System, hence,all the transactions are carried out via internet, so branchdoesn't make any difference.

Suzy Ugarte

Reviewer

How do you deposit a check through ATM?

Steps
  1. Verify that the ATM accepts deposits placed in anenvelope.
  2. Insert your ATM or debit card and enter your PIN number.
  3. Endorse any checks to be deposited.
  4. Prepare a deposit slip.
  5. Use the deposit envelope provided by the ATM.
  6. Insert your completed and sealed envelope and verify yourdeposit.

Obdulia Lindlmaier

Supporter

How do banks verify checks?

To verify a check, you need to contact the bank that themoney is coming from.
  1. Find the bank name on the front of the check.
  2. Search for the bank online and visit the bank's official siteto get a phone number for customer service.
  3. Tell the customer service representative that you'd like toverify a check you received.