Asked by: Abenchara Winkelvoss
personal finance credit cards

Can you cash a check that says cash?

Last Updated: 16th February, 2020

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Checks made payable to "Cash" rather thanthe name of a person or business can be cashed just like anyother check. Making the check out to cash isconvenient if the person writing it doesn't know who to make thecheck out to. But this type of check can also poserisks because anyone can cash it.

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Besides, is a check made out to cash the same as cash?

A check payable to cash has the word"Cash" on the line where you normally write your payee'sname. A check payable to “Bearer” works thesame way: Anybody bearing (or “carrying”) thedocument can cash it. To write this type of check,just write “Cash” instead of naming apayee.

Similarly, how do you cash a blank check? Blank endorsement: A blank endorsement ismade by signing your name on the back of the check. You mustsign it exactly the way it appears on the “Pay to the Orderof” line. Anyone can cash or deposit a checkwith a blank endorsement, even if the check is notwritten to him or her.

Herein, can you cash a check for cash?

The bank or credit union that's on the check:You should be able to cash a check at the financialinstitution of the person or company that wrote you thecheck. You should be able to cash a check atthe bank that issued it, at major retailers, via a prepaid debitcard or, at your own bank, if you have anaccount.

Can a business write a check to cash?

As long as the check has been signed, acheck written out to cash can be cashed by absolutelyanyone. Let's say you decide you want to get some cash andwrite a check out to cash at home before you head tothe bank.

Related Question Answers

Melony Brisa

Professional

Can I deposit a check made out to cash at an ATM?

You can deposit any check made out to cashinto your own bank account, just like the coins and bills itrepresents. A $20 check made out to cash is treated like a$20 bill at the deposit window. You don't have to prove youridentity to deposit it. A businesswoman is making adeposit at an ATM.

Elois Lalueza

Professional

Can I deposit someone else's check in my account?

It's Possible, With Caution. You can certainlytry to sign a check over to someone else so theycan deposit it, but it won't always work. When youdeposit a check, there's a long process that the bankfollows to get the money transferred to youraccount.

Alborada Sobradelo

Professional

Will Walmart cash a check made out to cash?

It's possible to cash a variety of checksat Walmart. Make sure yours fits underWalmart's accepted forms of checks. These includepayroll, tax, government, and insurance settlement checks.Walmart will also help you cash cashier'schecks, retirement distribution checks, and MoneyGrammoney orders bought in-store.

Boulus Polaino

Explainer

Who cashes checks for free?

7 Check Cashing Places Where You Can Cash a PersonalCheck
  • The Bank Listed on The Check.
  • Walmart.
  • Ace Check Cashing.
  • Gas Station.
  • Your Employer.
  • Grocery Store.
  • Endorse Your Check to a Friend or Family Member.

Hanibal Jandutkin

Explainer

How can you cash a check without ID?

It's possible to cash a check without a bank account bycashing it at the issuing bank or a check cashing store.

How to cash a check without ID:
  1. Deposit it into your account through an ATM at your bank.
  2. Take advantage of ATM check cashing if your bank offersit.
  3. Sign the check over to someone else.

Jonie Porumb

Explainer

How does check cashing work?

Cashing a check means you'll getcash in hand. You can walk away with the full amount of thepayment, and you'll be able to spend that money immediately.Depositing a check means adding it to your account at a bankor credit union.

Oleksiy Zheltouhov

Pundit

How do you endorse a check for deposit only?

Make sure the name you sign matches the name on thefront of the check, even if the person who wrote thecheck misspelled or abbreviated it. If you plan todeposit your check, put “For DepositOnly” on the top endorsement line and write yourbank's name and your account number on the line below yoursignature.

Andersson El Ayachi

Pundit

What banks can cash any check?

Most consumers with a bank account can cash anycheck at their own bank for free.

Where You Can Cash a Personal Check
  • ACE Cash Express.
  • United Check Cashing.
  • Check Cashing USA.
  • Moneytree.
  • CFSC.
  • Check into Cash.

Ziheng Sagastabeitia

Pundit

Can you cash a check instantly?

The payment giant that everyone knows, PayPal, indeedallows you to cash a check online through theirmobile app. Their mobile app is available on both the App Store andGoogle Play. To deposit your check online instantly,just go to “My Account”, take a few photos of bothsides of your check.

Gosho Condolo

Pundit

What banks cash personal checks?

Best Ways to Cash a Check
  1. Your Local Bank or Credit Union. The best place to cash a checkis your personal bank or credit union.
  2. Visit the Issuing Bank.
  3. Walmart Check Cashing.
  4. Your Local Grocery Store.
  5. Gas Station Travel Centers.
  6. Transact by 7-Eleven.
  7. Endorse Your Check to a Friend.
  8. Cash Your Check Using an App.

Sharice Odell

Pundit

Will any bank cash a check?

Can I cash a check at any bank orcredit union? No, a bank or credit union is not obligated tocash the check. If you go to a bank or creditunion where neither you nor the person writing the check hasan account, the bank or credit union will oftenrefuse to cash the check.

Enid Mejdoubi

Teacher

Can a bank refuse to cash a check drawn on their bank?

refuse to cash my check? There isno federal law that requires a bank to cash a check,even a government check. Some banks only cashchecks if you have an account at the bank. Otherbanks will cash checks for non-customers, but they maycharge a fee.

Ying Sultana

Teacher

Can I cash a check online?

You can also cash a check online ormobile, either through your own bank (most banks allow you todeposit checks online, although the check proceedswon't be available until the next business day. Simply take apicture of the front and back of the check and download thecheck to the online payment service's mobileapp.

Zulaima Yruegas

Teacher

Can you cash a check at an ATM without a bank account?

If you want to cash a large checkwithout a bank account, you'll need to visit thebank or credit union that issued the check toyou. If you're not an account holder,you may also be charged a fee for the service. These varydepending on state and store. To find out more, visit our checkcashing page.

Valentina Dubasov

Teacher

Does Western Union cash checks?

You can't directly have Western Union cash checksfor you, but some of the Western Union locations that offerthe company's services also offer check cashing. You canalso often cash either a check or money orderat a bank, check cashing store, grocery store or through asmartphone app.

Nicuta Tischner

Reviewer

Can you cash a check after a mobile deposit?

It's good practice to write“deposited” on any check you deposit witha mobile app, and then, once it's been accepted by yourbank, destroy it. Even though her mobile deposit of thecheck had gone through, someone — caught on grainy ATMvideo — was able to cash that check a secondtime.

Venicia Chapko

Reviewer

Can cashing a check be traced?

Can the IRS Track Checks Cashed at Banks?The IRS doesn't keep tabs of every taxpayer's banking activity.However, it does have the ability to access your bank information.The IRS may access your banking information if they audit your taxreturn or enact a tax levy.

Keita Rohrborn

Reviewer

Can you cash a check without it being traced?

Cash the check at the bank from which itwas drawn. So as long as you provide proper identification,you should be able to cash checks in mostamounts at that bank without needing to go to a checkcashing service or paying any additional fees.

Milica Orduña

Reviewer

Why should you never sign a blank check?

1 Answer. After signing a check, oneshould never leave the amount payable blank. If a bankis presented with the check, the bank will honor thecheck as long as sufficient funds are available in theaccount. If done in time, it would prevent the check frombeing honored though.