Can you still get a no doc loan?

Thereof, can I get loan without income proof?

Yes, it is possible for a self-employed to avail a personal loan without income proof. A borrower needs to submit his/her property documents to the lender so as to get the funds instantly via a secured personal loan.

are self cert mortgages still available? Self certification mortgages have been banned in the UK but can still be offered by lenders based in Europe. You can no longer get a self certification mortgage from UK lenders because they have been banned. A loophole means you could still get one from a lender in Europe.

Moreover, how can I buy a house with no income verification?

Below are the common requirements for no-income verification mortgages.

1. Bank statement mortgage.
2. Asset-based mortgages.
3. No-income, no asset loans.
4. Have good credit.
5. Make a big down payment.
6. Expect higher interest rates.

Can I get a loan on my home if I own it?

Yes, homeowners with paid-off properties who are interested in accessing home equity to pay for home improvements, debt consolidation, tuition or home repairs can leverage their equity through many of the same tools that mortgage-holding homeowners use. This includes home equity loans, HELOCs and cash-out refinances.