Asked by: Seye Walther
personal finance credit cards

Can you use a credit card to pay Navient?

Last Updated: 1st May, 2020

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Technically, the U.S. Treasury Department doesn'tallowstudent loan servicers—companies like Nelnet,Inc.,Navient, or FedLoan Servicing—to acceptthosepayments. Another option is to do a cash advanceonyour credit card, and then use that moneytopay off your student loan.

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Correspondingly, does Navient accept credit cards?

Effective 1/1/17, federal student loan servicers suchasNavient will no longer be able to accept creditcardpayments. We will continue to accept payments usingyourdebit card over the phone.

Likewise, can I make car payments with a credit card? Whether you can make your car payment withacredit card will depend on your auto loan lender.Somelenders will accept credit card payments withnoproblem. Other lenders will accept credit cards,butwill charge a hefty processing fee. You couldalsomake your car payments with a credit card throughacash advance.

Also question is, can I use a credit card to pay student loan?

Lenders servicing federal student loanscannotaccept credit card payments due to U.S. Department oftheTreasury regulations. However, you can stillmakepayments on your account with a credit card ifyouuse an intermediary or if you are late onyourpayments.

What bills can I pay with a credit card?

Cell phone, internet, and cable billscangenerally be paid with a credit card, and someotherrecurring expenses like car insurance may be good candidatesto“set and forget.” Once your credit cardbillarrives in the mail, you can pay all of yourbills atthe same time.

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