Co-Authored By:
Keeping this in consideration, how much does it cost to insure a dirt bike?
Dirt bike insurance policies are generally cheaper than motorcycle insurance policies. GEICO offers standard bodily injury and property damage liability coverage for as little as $99 per year for dirt bike insurance, while it may cost hundreds of dollars to insure a motorcycle.
Accordingly, do you need insurance to register a dirt bike?
In many states, a dirt bike must be registered. Although, if you do have a dirt bike that is designed to be used for both off-road and highway riding, then that vehicle would be treated as a motorcycle and therefore need to be registered and have the mandatory liability insurance coverage.
Legalities of Dirt Biking in Ontario. In Ontario, the legislation governing off-road motorcycling is the Off-Road Vehicle Act. The next requirement: insurance is mandatory to operate your vehicle anywhere other than your property. The basic insurance requirements are public liability and public damage.