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Subsequently, one may also ask, how much does it cost to insure a travel trailer?
On average, your travel trailer insurance can cost anywhere from $18 to over $1,000 per month. To illustrate a few examples, premiums for a travel trailer valued at $30,000 would cost an estimated $46 per month, where a travel trailer valued at $100,000 would cost an estimated $161 per month.
- Liability Coverage.
- Campsite and Vacation Liability.
- Medical Payments Coverage.
- Collision Coverage.
- Uninsured or Underinsured Coverage.
- Contents Coverage.
Keeping this in consideration, do you have to pay insurance on a trailer?
While trailer insurance is generally not required, it can be a wise investment. For example, if you have a trailer of significant value, such as an expensive custom made trailer or a large horse trailer, you might want to consider getting coverage for liability, theft and vandalism.
In general most auto insurance policies will provide liability coverage for trailers if you own it. Whether other parts of an auto insurance policy, besides your liability coverages, would cover a trailer while it is being towed would depend upon the terms of your policy and guidelines of your insurance carrier.