Asked by: Tisa Danyushevsky
personal finance health insurance

Is CareFirst Blue Cross Blue Shield the same as Blue Cross Blue Shield?

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CareFirst BlueCross BlueShield is the shared business name of CareFirst of Maryland, Inc. and Group Hospitalization and Medical Services, Inc. CareFirst BlueCross BlueShield and CareFirst BlueChoice, Inc. are both independent licensees of the Blue Cross and Blue Shield Association.


Subsequently, one may also ask, is Anthem the same as Blue Cross Blue Shield?

Anthem offers health insurance in fourteen states and ranks as the largest of the for-profit companies among all Blue Cross Blue Shield affiliates. Blue Cross Blue Shield describes the affiliation of 36 independent insurance companies, including Anthem.

Secondly, can you use Blue Cross Blue Shield in any state? Most Blue Cross Blue Shield members can rest easy since Blue Cross Blue Shield coverage opens doors in all 50 states and is accepted by over 90 percent of doctors and specialists. And if your extended travel plans take you abroad, you can ensure you have access to quality care through GeoBlue.

Considering this, what kind of insurance is CareFirst BlueChoice?

Health Maintenance Organization (HMO) HMO plans offer the flexibility to see any of the 44,000 participating providers in the BlueChoice network. Outside of our network, only emergency medical services are covered.

Is BlueCross BlueShield good health insurance?

Best Large Provider Network: Blue Cross Blue Shield Best financial strength rating of “A” (excellent). BCBS members have access to plans through health maintenance organizations (HMOs), exclusive provider organizations (EPOs), and preferred provider organizations (PPOs).

Related Question Answers

Rosari Buschken

Professional

What kind of insurance is Anthem?

Anthem, Inc., is a provider of health insurance in the United States. It is the largest for-profit managed health care company in the Blue Cross Blue Shield Association.

Saula Berblering

Professional

How much do Anthem employees make?

Average Anthem, Inc. hourly pay ranges from approximately $13.91 per hour for Customer Advocate to $27.00 per hour for Greeter. The average Anthem, Inc. salary ranges from approximately $26,500 per year for Customer Representative to $42,311 per year for Customer Care Specialist.

Jiaxiang Herreiz

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What are the 14 anthem States?

Headquartered in Indianapolis, Indiana, Anthem, Inc. is an independent licensee of the Blue Cross and Blue Shield Association serving members in California, Colorado, Connecticut, Georgia, Indiana, Kentucky, Maine, Missouri, Nevada, New Hampshire, New York, Ohio, Virginia and Wisconsin; and specialty plan members in

Awatif Poppelbaum

Explainer

Is Aetna Blue Cross?

The Anthem name no longer exists as a company, but the Anthem Blue Cross and Blue Shield brand name is used by WellPoint in 11 states, including Ohio. Aetna was originally founded in 1853 and is officially incorporated as Aetna Life Insurance Company.

Fuentes Charafi

Explainer

How does Anthem Blue Cross work?

The federal government allows Anthem to administer all the members Medicare benefits. When a member enrolls, Medicare pays Anthem a fixed amount to administer their health care benefits. Anthem Blue Cross and Blue Shield renews its contract with Medicare (the federal government) each year on Jan.

Alik Noseda

Explainer

What is Anthem PPO?

PPOs or Preferred Provider Organizations. Your PPO plan contracts with medical providers that include doctors and hospitals who are all in the same network. You'll save money by using those providers, although you can still use those that are out-of-network – at an extra cost.

Policarpio Echevarri-Villebaso

Pundit

Who sells individual health insurance?

An individual plan can cover just one person or a family. You can buy directly from the best health insurance companies or from your state's health insurance marketplace, also called an exchange. Medicaid and the Children's Health Insurance Program (CHIP): These federal-state plans have low-income requirements.

Onisim Westenhofer

Pundit

How do I get Blue Cross insurance?

To shop for insurance, you will need to visit your local BCBS company. Healthcare coverage is one of the most important decisions you make. Choose the card that opens doors in all 50 states. Protect yourself and your family with the compassion of the cross and the security of the shield.

Benyounes Quattrone

Pundit

Is Blue Cross Blue Shield an HMO or PPO?

Blue Cross offers open access PPO plans to employer groups. Blue Plus is a licensed nonprofit HMO. It is an affiliate of Blue Cross and Blue Shield of Minnesota. Blue Plus HMO plans are available to people who qualify for Minnesota medical assistance.

Gislene Escario

Pundit

How much should I pay for health insurance?

The average national monthly health insurance cost for one person on a benchmark plan is $462, or $199 with a subsidy. * Monthly premiums for ACA Marketplace plans vary by state and can be reduced by subsidies. The quickest way to get accurate costs is to obtain a quote from a licensed insurance agent.

Demetrius Cadelo

Pundit

What is the difference between open access and PPO?

If you're on a PPO plan, you'll have to submit claims yourself for any out-of-network care. In an Open Access plan, you may have to file your own claim, but depending on the provider, you might not.

Mamie Mones

Teacher

What does the deductible mean?

Deductible. The amount you pay for covered health care services before your insurance plan starts to pay. With a $2,000 deductible, for example, you pay the first $2,000 of covered services yourself. After you pay your deductible, you usually pay only a copayment or coinsurance for covered services.

Sohora Sellers

Teacher

Is Blue Choice part of Blue Cross?

Because BlueChoice belongs to Blue Cross Blue Shield of South Carolina, members have access to some of the largest networks in the state. BlueChoice Health Plan was founded in 1984 and was the first HMO plan offered by BlueCross Blue Shield of South Carolina, sold under the name Companion HealthCare.

Esclavitud Llimona

Teacher

What is Blue Choice PPO?

BlueChoice PPO® gives you flexible benefit design options at a price you can afford, while giving your employees a wide range of benefits and access to a broad provider network any time care is needed. BlueChoice PPO® can also maximize cost savings for both you and your employees when offered as a single plan option.

Ferdaous Pokhilchuk

Teacher

Is CareFirst part of BCBS?

CareFirst, Inc. and its operating affiliates, CareFirst of Maryland, Inc.; CareFirst BlueChoice; and Group Hospitalization and Medical Services, Inc. are independent licensees of the Blue Cross Blue Shield Association.

Niculai Smita

Reviewer

What type of health plan is offered by BlueCross BlueShield?

What type of health plan is offered by BlueCross BlueShield? BlueCross BlueShield offers managed care plans. Subscribers can purchase HMO, PPO and POS plans. BlueCross BlueShield organizations are nonprofit organizations in most states.

Margareta Berthe

Reviewer

How much is Blue Cross Blue Shield per month?

According to data gathered by eHealth, the average health insurance cost for single coverage premiums in 2018 is $440 per month. For family coverage, the cost for premiums in 2018 is $1,168 per month.

Nistor Guembe

Reviewer

Does Blue Cross Blue Shield cover out of network?

When you join the BCBS PPO, you are not required to choose a primary care physician. There are two levels of coverage: in-network and out-of-network. You can also choose non-preferred providers, but your out-of-pocket costs are higher. These are called your out-of-network benefits.

Jozsef Spelleken

Reviewer

How can I check my insurance coverage?

Verify your enrollment online
  1. Log in to your HealthCare.gov account.
  2. Click on your name in the top right and select "My applications & coverage" from the dropdown.
  3. Select your completed application under “Your existing applications.”
  4. Here you'll see a summary of your coverage.

Co-Authored By:

EveryThingWhat Staff Editor

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2nd February, 2020

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