Asked by: Soundous Zeroual
personal finance life insurance

Is life insurance exam hard?

Though it may seem somewhat overwhelming at first,preparing for and taking the state health and life insuranceexam is NOT that difficult. In fact, most agents whotake the exam admit that it was easier than theyimagined.

Similarly, you may ask, is the life insurance license test hard?

Nevertheless, the passing score for all exams is 70%,and utilizing exam study tools can help you gauge whether ornot you are on target to pass on the first try. The averageexam-taker should expect to spend about 35 to 40 hoursstudying to pass the life and health insuranceexam.

Also Know, how many questions are on the Life and Health Insurance Exam? The examination has 150 questions, andmust be completed in two and a half hours.

Consequently, how do you pass a life insurance exam?


  1. Plan to devote about 35-40 hours of time to studying for theexam.
  2. Download the State Exam Outline online.
  3. Focus on the core concepts of life insurance.
  4. Take a prelicensing education course.
  5. Search online for free practice exams.
  6. Eliminate distractions while studying.

How long does it take to study for insurance license?

about 35 to 40 hours

Related Question Answers

Soda Weissen


Can you retake life insurance exam?

Can I Retake My Life InsuranceMedical Exam? Yes, you can; however, it is up to theunderwriters to approve another medical exam and be willingreview the new results for a premium adjustment. In most cases, sixmonths is the required waiting period.

Najiya Cañego


Can you make money selling insurance?

Life insurance policy sales usually give thelicensed representative compensation from a commission andsometimes salary if they are contracted employees. Many people whosell life insurance work on contract so commissionmay be their primary source of income.

Robbi Quarantanove


How do you get a life insurance license?

Look Up Requirements for Your State: Each state sets itsown qualifying standards. Bear in mind that you will have toobtain a license from each state in which you expectto be employed as a life insurance agent. Pass the StateExam: You must take your state's examination for thislicense and achieve a passing score.

Bertina Doudou


How much do health insurance agents make?

The most recent government data regarding the averageincome of American insurance agents was compiled in 2012.According to that data from the Bureau of Labor Statistics: Themedian annual wage for insurance agents was $48,150. Thehighest paid 10% of insurance agents earned more than$116,940 annually.

Le Beyreiss


How many questions are on the property and casualty?

There are 150 questions in total, and you willhave two and a half hours to complete the exam.

Jiajun Jank


How hard is the Texas Insurance Exam?

The Texas General Lines Life, Annuities andHealth exam has 150 questions. The break down is 100scoreable + 20 pretest questions on national/general content and 25scoreable + 5 pretest questions on Texas state specificcontent. The Texas Life Only exam has 100questions.

Rosendo Corripio


How do I get my insurance license in Mississippi?

How to Get a Mississippi Insurance License
  1. Complete a Prelicensing Course. If you would like to sellinsurance in Mississippi, you must complete an approved line ofprelicensing education and pass the state licensing exam.
  2. Pass a Licensing Exam. Making Exam Reservations.
  3. Apply for License.

Eylo Meyers


How do I become a life insurance agent in California?

Here are the steps you need to cover to get your Californiainsurance broker license.
  1. Pick a license type.
  2. Complete the pre-licensing requirements.
  3. Submit your fingerprints.
  4. Pass the licensing exam.
  5. Complete the licensing requirements.
  6. What is the California insurance broker bond and why do I needit?

Naihara Valsumo


What is a life insurance exam?

A life insurance medical exam takes about20 minutes. It includes height, weight, and blood pressure checks,the collection of a blood or urine sample and a request for medicalhistory. The healthier the measurements and lab results, the lowerthe premiums you'll pay for coverage.

Jochen Heinrichson


What tests are done for life insurance?

The exam may involve a physical, blood test,urine test and EKG, as well as questions about your medicalhistory. Medical exams are standard for most term and permanentlife insurance policies, and provided for free by theinsurer, as it gives them the opportunity to confirm your healthdetails.

Eguzki Hetmann


How do I prepare for a life insurance test?

How to Prepare for a Life Insurance Medical Exam
  1. Eat healthy. During the life insurance physical, the examinerwill take a blood sample for testing and he or she will check yourblood pressure and pulse.
  2. Drink water.
  3. Consider fasting.
  4. Skip the gym.
  5. Get a good night's sleep.
  6. Wear lightweight clothing.

Bentejui Heintzschel


What drugs are tested for life insurance?

During the life insurance medical exam, there istypically a drug test.

What drugs do life insurance companies test for?
  • Amphetamine / Methamphetamine.
  • Cocaine.
  • Marijuana.
  • Nicotine.
  • Opiates.
  • Phencyclidine (PCP)
  • Barbiturates.
  • Benzodiazepines.

Zaloa Kulzhammer


How do I become a life and insurance agent?

5 Steps to Becoming an Insurance Agent
  1. Step 1 Decide if you want to complete an associate orbachelor's degree program.
  2. Step 2 Pick a specialty.
  3. Step 3 Complete pre-licensure requirements.
  4. Step 4 Pass a licensing exam.
  5. Step 5 Apply at insurance agencies.

Boulus Gueldenpennig


Is the life insurance exam multiple choice?

The format of insurance exams is a timed,proctored, multiple choice test, consisting of around 50-180questions. The actual length of each exam will dependon the state you are testing in, and the license for whichyou are applying.

Yuliet Truyol


What degree do you need to work in insurance?

Basic Requirements
You need a high school diploma orequivalent and an insurance license from your state towork as an insurance agent. The licensingrequirements vary between states but they typically require thatyou take an insurance course plus pass an exam givenby your state.

Cuie Kharmach


What is underwriting process in life insurance?

More specifically, how much risk you represent to thelife insurance company. Underwriting refers to theprocess that a large financial service provider (bank,insurer, investment house) uses to assess the eligibility of acustomer to receive their products (equity capital,insurance, mortgage, or credit).

Carlee Sangam


How can I pass my insurance exam?

How to Pass the Property and Casualty Exam
  1. Start Studying Early/Set a Study Calendar. The averageinsurance exam-taker should expect to spend about 35 to 40 hoursstudying to pass the Property and Casualty exam.
  2. Focus on the State Exam Outline.
  3. Remove Distractions.
  4. Utilize Practice Exams.
  5. Take an Exam Prep Course.

Milud Zappe


How do I study for an insurance exam?

Part 1 Studying for the Exam
  1. Helpful? Plan to devote about 35-40 hours of time to studyingfor the exam.
  2. Download the State Exam Outline online.
  3. Focus on the core concepts of life insurance.
  4. Take a prelicensing education course.
  5. Search online for free practice exams.
  6. Eliminate distractions while studying.