Asked by: Abdennour Vides
automotive auto insurance

What is an SR 21 in Indiana?

Last Updated: 28th February, 2020

The SR-21 is common for the state of Indiana's SR-21, Certificate of Compliance. The form certifies that the motorist was covered on the day of the automobile accident and has to be presented to the Indiana Bureau of Motor Vehicles (BMV) within ten days of the automobile accident.

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Keeping this in consideration, what is an sr22 in Indiana?

An SR-22 is a certificate of insurance or Financial Responsibility issued by your insurance company to the Indiana Bureau of Motor Vehicles (BMV) providing proof that you purchased liability insurance.

Also Know, how much is a sr22 in Indiana? Once you've purchased or renewed a policy, most providers will file an SR-22 for a fee of $20 to $50. One or more reinstatement fees may also be required once your filing period is up. But the fees aren't what's expensive — your insurance premiums will rise.

Thereof, what is an SR 16?

In Indiana the SR-16 is a form used by courts to notify the BMV that a driver has been convicted of, failed to appear for, or failed to pay a citation for violating a motor vehicle law. This form will allow the BMV to clear your license.

How long do I need an sr22?

3 years

Related Question Answers

Giorgina Dahlheimer


How do I get my suspended license back in Indiana?

Almost all license suspensions require you to pay a reinstatement fee to get your driver's license reinstated (if you are eligible for reinstatement). To find out what reinstatement fees you owe, contact the Indiana Bureau of Motor Vehicles or visit to access your driving record online.

Arseniy Wrick


How long do you have to prove insurance?

When You Receive Your Proof of Insurance
You should receive proof of insurance when you purchase a new policy. Plus with every renewal, you should receive a proof of insurance either in the mail or by email. Proofs are typically sent out forty-five to thirty days in advance of your renewal.

Romaysa Heinike


How do you get sr22 removed?

Call Insurance Company to Remove SR22 - After you have confirmed with your court documents and with the state then the only step left is to call the insurance company and inform them that the SR22 is no longer needed. The insurance company will remove the filing from your auto insurance at this time.

Yuefen Winkelstrater


How much does an sr22 cost per month?

The average cost of SR22 insurance filing fees also vary among states, but fees typically range anywhere from $15 to $25. Having a long-time good relationship with your insurance will not be of much help once they file an SR22 for you.

Amapola Albertus


Can you drive someone else's car with sr22?

However, you may be able to legally drive someone else's vehicle. Some states allow you to drive someone else's vehicle with no additional paperwork. Other states require you to buy non-owner SR22 auto insurance. When buying SR22 car insurance for your own car, it functions as a normal car insurance policy.

Brandan Vikhansky


How much does it cost to get your license reinstated in Indiana?

On top of the license suspension, the BMV will add on reinstatement fees, anywhere from a few hundred dollars to one-thousand dollars.

Madelaine Zscherper


How long is sr22 required in Indiana?

When you have a SR22 requirement, you must maintain an effective SR22 policy on file with the Indiana BMV for three (3) years as a result of your first and/or second no-insurance suspension; or five (5) years as a result of your third and subsequent no-insurance suspensions.

Doncho Seegrefe


Shaista Lamberz


Do I need proof of insurance to get my license?

You just want to keep your license current
And you don't need proof of insurance to do so. Also keep in mind that where you live, how far you drive, what kind of vehicle you drive, your credit and the types of coverage you want all affect how much your insurance coverage will cost.

Margarito Pliner


Who has the cheapest auto insurance in Indiana?

Cheapest full coverage car insurance in Indiana
Rank Insurer Annual auto insurance quote
1 Erie $1,066
2 Progressive $1,218
3 State Farm $1,303
4 Auto-Owners $1,577

Mykhaylo Gronninger


How long is your license suspended for no insurance in Indiana?

In Indiana, your license can be suspended anywhere from 90 days to one year if you drive without insurance. - Hefty fines. In addition to the tickets you can receive, there will also be the costs of having to reinstate your license and registration, which can cost anywhere from $250-$1000.

Quinton Leyzaga


What's the difference between sr22 and sr50?

The main difference between the two are that drivers who are required to carry the SR22 must keep their policy active (or replace it with another SR22 attached policy) for 3 years. If a driver cancels or lapses on an SR22 attached policy, his/her license will be suspended again until the SR22 filing is active again.

Diao Umbro


How many years does it take to prove financial responsibility?

Thereafter, for a period of three years, proof of financial responsibility is required as a condition of reinstatement. If proof is canceled for any reason during the three-year proof requirement, your driving privilege will be suspended, effective upon notice.

Cintya Erlen


How do I send proof of insurance to BMV?

In order to submit proof of insurance through the EIFS program, you must provide your insured 10 digit Indiana DLN or their CUID number. The CUID number can be found at the bottom of notice the BMV sent requesting proof of insurance.

Samuele Puscas


What is the state minimum car insurance in Indiana?

The bare minimum car insurance requirement for Indiana drivers is: $25,000 bodily injury per person per accident. $50,000 bodily injury for all persons per accident. $25,000 property damage liability.

Ribera Pooke


Do you have to have insurance on a trailer in Indiana?

Indiana laws require that all drivers have insurance – including those who drive RVs. That means your policy must contain at least a certain amount of liability protection, although we typically recommend higher limits to better protect against accident-related litigation and losses.

Manases Haberbosch


How do you prove financial responsibility?

Proof of Financial Responsibility
  1. Keeping a cash deposit with your state.
  2. Keeping a surety bond or real estate bond with your state.
  3. Filing a government bond with your state.

Doa Hoh


What does SR 22 stand for?

In the United States, an SR-22 (sometimes referred to as a certificate of insurance or a financial responsibility filing) is a vehicle liability insurance document required by most state Department of Motor Vehicles (DMV) offices for "high-risk" insurance policies.

Dinu Gotilla


What happens if you don't get sr22 insurance?

If you are required to maintain SR-22 insurance and it lapses, which means you fail to make the required payments to maintain the coverage, you could face serious fines and penalties. In some cases, you will also have to pay to have your license reinstated, a fee paid to the DMV.