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Asked by: Cory Nowarra
business and finance bankruptcyWhy isn't my eviction on my credit report?
An eviction may not appear on you creditreport, as the original landlord said, but there are stillspecialized consumer reports that landlords use where theeviction could still be showing up, giving the newlandlord/management company a reason to deny you. Ask the newlandlord what report they're looking at.
Also asked, why is my eviction not showing on my credit report?
Your credit report will not indicate thatyou have been evicted from a property. However, yourcredit report may include a collection account for unpaid rentor lease payments, or possibly a civil judgment if you were suedfor breaking the lease.
In this regard, how do I get an eviction off my credit report?
If the judgment or the collection agencyaccount is still on the report after seven years, ask thecredit bureau, in writing, to remove it. If thereference to eviction is truthful and recent, there'sprobably no way to remove it. Even paying the debt won'terase the incident from your file, Experiansays.
Removing an eviction from your publicrecord actually isn't that difficult. If you have aneviction record that will show up in your background check,you can petition the court in the county where the case was filedto have the record expunged, or sealed.